In planning for the future, we recommend adding medical payment coverage to your insurance policy to cover your medical bills when you are in a car accident. With this very inexpensive addition to your policy, any time you are in an accident, even if it is your fault, your medical bills will be paid giving you the peace of mind to return your body and health to pre accident state without out of pocket cost and without your premium going up. This coverage has no deductible associated and does not raise your premium if you use it! Please call your personal auto insurance policy for more information. We also recommend adding rental coverage if you think you cannot go without a vehicle for more than a week. Even if the accident is not your fault, the other insurance company takes a week or longer to approve a rental vehicle. If you need an insurance broker to look at your policy and help point you in the right direction we have a few to recommend as wel. There are many things to consider and we are here to help you prepare for and work through a motor vehicle collision, which we hope will not happen but we are here if it does.
When you are injured, most auto accident policies as well as worker’s compensation insurance cover 100% of the cost of treatment for whatever injuries you sustained in the accident. There will be no out of pocket cost to you to treat in our office. Your only responsibility will be to get better! We will wait for payment from your attorney or from the insurance company. Talking to the insurance company can be confusing. Let us walk you through everything and point you in the right direction! We also have attorneys we recommend if you need an attorney. We are happy to answer any questions about your accident and guide you through the process.